FOUNDATION ONE BANK is asn small FDIC-insured commercial bank headquartered in WATERLOO, NE, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $150M. Profitability stands at 0.36% ROA and 3.41% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 10.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #18761.
Assets
$178M
Deposits
$150M
Loans
$144M
Equity
$19M
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