PAPER CITY SAVINGS BANK, S.A.

WISCONSIN RAPIDS, WI | Small | Est. Jan. 1, 1933, midnight | FDIC #29676 | RSSD #102874 | FDIC
Latest Report: 2025-12-31

PAPER CITY SAVINGS BANK, S.A. is asn small FDIC-insured commercial bank headquartered in WISCONSIN RAPIDS, WI, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $213M and total deposits of $173M. Profitability stands at 1.02% ROA and 6.77% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 20.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 3.54%. FDIC Certificate #29676.

Assets

$213M

Deposits

$173M

Loans

$189M

Equity

$33M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 6.77%
Net Interest Margin (NIM) 4.11%
Yield on Assets 5.86%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.54%
NPA Ratio 0.56%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 20.77%
Tier 1 Capital 20.77%
Total Capital Ratio 21.72%
Leverage Ratio 15.21%
Loan-to-Deposit 109.55%

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