HARRISON COUNTY BANK, THE

LOST CREEK, WV | Small | Est. Feb. 1, 1911, midnight | FDIC #9030 | RSSD #104234 | FDIC
Latest Report: 2025-12-31

HARRISON COUNTY BANK, THE is asn small FDIC-insured commercial bank headquartered in LOST CREEK, WV, established in Feb. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $158M and total deposits of $144M. Profitability stands at 1.26% ROA and 14.44% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 8.75%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9030.

Assets

$158M

Deposits

$144M

Loans

$82M

Equity

$14M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 14.44%
Net Interest Margin (NIM) 3.67%
Yield on Assets 4.74%
Cost of Funds 1.08%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 8.75%
Tier 1 Capital 8.75%
Total Capital Ratio 9.19%
Leverage Ratio 10.51%
Loan-to-Deposit 56.96%

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