MARSEILLES BANK

MARSEILLES, IL | Micro | Est. Sept. 24, 1945, midnight | FDIC #16318 | RSSD #104542 | FDIC
Latest Report: 2025-12-31

MARSEILLES BANK is amn micro FDIC-insured commercial bank headquartered in MARSEILLES, IL, established in Sept. 24, 1945, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $66M. Profitability stands at 0.43% ROA and 8.12% ROE, with a net interest margin of 2.46%. The bank's CET1 capital ratio is 16.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 4.82%. FDIC Certificate #16318.

Assets

$76M

Deposits

$66M

Loans

$37M

Equity

$4M

Profitability

Return on Assets (ROA) 0.43%
Return on Equity (ROE) 8.12%
Net Interest Margin (NIM) 2.46%
Yield on Assets 4.40%
Cost of Funds 2.43%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.08%
Texas Ratio 4.82%
NPA Ratio 0.29%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 16.68%
Tier 1 Capital 16.68%
Total Capital Ratio 17.60%
Leverage Ratio 8.21%
Loan-to-Deposit 55.41%

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