BanksMARSEILLES BANK

MARSEILLES BANK

MARSEILLES, ILMicroEst. Sept. 24, 1945, midnightFDIC #16318RSSD #104542FDIC
Latest · 2025-12-31

MARSEILLES BANK is an FDIC-insured commercial bank headquartered in MARSEILLES, IL, established in Sept. 24, 1945, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $66M. Profitability stands at 0.43% ROA and 8.12% ROE, with a net interest margin of 2.46%. CET1 capital ratio: 16.68%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 4.82%. Operates 2 domestic branches.

Assets
$76M
Deposits
$66M
Loans
$37M
Equity
$4M

Profitability

Return on Assets (ROA)0.43%
Return on Equity (ROE)8.12%
Net Interest Margin2.46%
Yield on Assets4.40%
Cost of Funds1.89%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio0.08%
Texas Ratio4.82%
NPA Ratio0.29%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio16.68%
Tier 1 Capital16.68%
Total Capital Ratio17.60%
Leverage Ratio8.21%
Loan-to-Deposit55.41%

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