FARMERS BANK OF WILLARDS, THE

FARMERS BANK OF WILLARDS, THE is amn medium FDIC-insured commercial bank headquartered in WILLARDS, MD, established in Jan. 3, 1925, midnight. As of 2025-12-31, the bank reported total assets of $553M and total deposits of $468M. Profitability stands at 1.31% ROA and 11.77% ROE, with a net interest margin of 4.57%. The bank's CET1 capital ratio is 17.95%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 3.77%. FDIC Certificate #5885.