HOME FEDERAL BANK OF TENNESSEE

KNOXVILLE, TN | Large | Est. June 15, 1936, midnight | FDIC #29683 | RSSD #105473 | OCC
Latest Report: 2025-12-31

HOME FEDERAL BANK OF TENNESSEE is aln large FDIC-insured commercial bank headquartered in KNOXVILLE, TN, established in June 15, 1936, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.2B. Profitability stands at 0.35% ROA and 2.08% ROE, with a net interest margin of 2.36%. The bank's CET1 capital ratio is 16.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.07% and a Texas Ratio of 12.25%. FDIC Certificate #29683.

Assets

$2.7B

Deposits

$2.2B

Loans

$1.4B

Equity

$455M

Profitability

Return on Assets (ROA) 0.35%
Return on Equity (ROE) 2.08%
Net Interest Margin (NIM) 2.36%
Yield on Assets 3.69%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 4.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 12.25%
NPA Ratio 2.10%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 16.67%
Tier 1 Capital 16.67%
Total Capital Ratio 17.50%
Leverage Ratio 16.90%
Loan-to-Deposit 65.08%

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