FARMERS STATE BANK is asn small FDIC-insured commercial bank headquartered in MOUNTAIN CITY, TN, established in Jan. 15, 1934, midnight. As of 2025-12-31, the bank reported total assets of $229M and total deposits of $198M. Profitability stands at 1.03% ROA and 10.62% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 18.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.61%. FDIC Certificate #13775.
Assets
$229M
Deposits
$198M
Loans
$138M
Equity
$23M
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