FIRST FIDELITY BANK

OKLAHOMA CITY, OK | Large | Est. July 1, 1981, midnight | FDIC #23473 | RSSD #106359 | FED
Latest Report: 2025-12-31

FIRST FIDELITY BANK is aln large FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in July 1, 1981, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.4B. Profitability stands at 0.99% ROA and 11.84% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 7.50%. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 3.31%. FDIC Certificate #23473.

Assets

$2.9B

Deposits

$2.4B

Loans

$2.1B

Equity

$246M

Profitability

Return on Assets (ROA) 0.99%
Return on Equity (ROE) 11.84%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.53%
Cost of Funds 4.35%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.15%
Texas Ratio 3.31%
NPA Ratio 0.31%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 7.50%
Tier 1 Capital 7.50%
Total Capital Ratio 7.88%
Leverage Ratio 10.18%
Loan-to-Deposit 86.29%

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