PUEBLO BANK AND TRUST COMPANY, THE

PUEBLO, CO | Medium | Est. Jan. 1, 1889, midnight | FDIC #12594 | RSSD #106452 | FDIC
Latest Report: 2025-12-31

PUEBLO BANK AND TRUST COMPANY, THE is amn medium FDIC-insured commercial bank headquartered in PUEBLO, CO, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $663M and total deposits of $557M. Profitability stands at 2.44% ROA and 19.85% ROE, with a net interest margin of 5.57%. The bank's CET1 capital ratio is 14.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 2.44%. FDIC Certificate #12594.

Assets

$663M

Deposits

$557M

Loans

$525M

Equity

$83M

Profitability

Return on Assets (ROA) 2.44%
Return on Equity (ROE) 19.85%
Net Interest Margin (NIM) 5.57%
Yield on Assets 6.58%
Cost of Funds 1.08%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio -0.03%
Texas Ratio 2.44%
NPA Ratio 0.33%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 14.57%
Tier 1 Capital 14.57%
Total Capital Ratio 15.82%
Leverage Ratio 12.60%
Loan-to-Deposit 94.18%

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