FIRST FEDERAL SAVINGS BANK

HUNTINGTON, IN | Medium | Est. Jan. 1, 1932, midnight | FDIC #29690 | RSSD #107570 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in HUNTINGTON, IN, established in Jan. 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $559M and total deposits of $458M. Profitability stands at 1.29% ROA and 13.89% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 9.25%. Asset quality metrics show a non-performing loan ratio of 1.26% and a Texas Ratio of 9.18%. FDIC Certificate #29690.

Assets

$559M

Deposits

$458M

Loans

$432M

Equity

$53M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 13.89%
Net Interest Margin (NIM) 3.76%
Yield on Assets 6.20%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 1.26%
Net Charge-Off Ratio 0.23%
Texas Ratio 9.18%
NPA Ratio 0.97%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 9.25%
Tier 1 Capital 9.25%
Total Capital Ratio 9.71%
Leverage Ratio 10.10%
Loan-to-Deposit 94.33%

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