BUFFALO FEDERAL BANK

BUFFALO, WY | Small | Est. May 1, 1936, midnight | FDIC #29696 | RSSD #108072 | FED
Latest Report: 2025-12-31

BUFFALO FEDERAL BANK is asn small FDIC-insured commercial bank headquartered in BUFFALO, WY, established in May 1, 1936, midnight. As of 2025-12-31, the bank reported total assets of $208M and total deposits of $178M. Profitability stands at 1.25% ROA and 14.88% ROE, with a net interest margin of 4.39%. The bank's CET1 capital ratio is 8.15%. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 3.53%. FDIC Certificate #29696.

Assets

$208M

Deposits

$178M

Loans

$145M

Equity

$17M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 14.88%
Net Interest Margin (NIM) 4.39%
Yield on Assets 6.40%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.53%
NPA Ratio 0.34%
ACL / Loans 1.85%

Capital & Liquidity

CET1 Ratio 8.15%
Tier 1 Capital 8.15%
Total Capital Ratio 8.56%
Leverage Ratio 9.96%
Loan-to-Deposit 81.92%

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