FIRST NATIONAL BANK OF MOODY, THE

MOODY, TX | Micro | Est. Jan. 1, 1893, midnight | FDIC #3351 | RSSD #108269 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF MOODY, THE is amn micro FDIC-insured commercial bank headquartered in MOODY, TX, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $43M. Profitability stands at 0.39% ROA and 2.20% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 17.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3351.

Assets

$54M

Deposits

$43M

Loans

$18M

Equity

$9M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 2.20%
Net Interest Margin (NIM) 3.62%
Yield on Assets 4.81%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.39%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 17.44%
Tier 1 Capital 17.44%
Total Capital Ratio 18.31%
Leverage Ratio 18.57%
Loan-to-Deposit 41.71%

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