BanksFIRST NATIONAL BANK OF MOODY, THE

FIRST NATIONAL BANK OF MOODY, THE

MOODY, TXMicroEst. Jan. 1, 1893, midnightFDIC #3351RSSD #108269OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF MOODY, THE is an FDIC-insured commercial bank headquartered in MOODY, TX, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $43M. Profitability stands at 0.39% ROA and 2.20% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 17.44%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$54M
Deposits
$43M
Loans
$18M
Equity
$9M

Profitability

Return on Assets (ROA)0.39%
Return on Equity (ROE)2.20%
Net Interest Margin3.62%
Yield on Assets4.81%
Cost of Funds1.40%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.39%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio17.44%
Tier 1 Capital17.44%
Total Capital Ratio18.31%
Leverage Ratio18.57%
Loan-to-Deposit41.71%

This is just the summary.

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