PEOPLES BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in BUFORD, GA, established in Dec. 13, 1984, midnight. As of 2025-12-31, the bank reported total assets of $548M and total deposits of $495M. Profitability stands at 1.39% ROA and 15.65% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 9.01%. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 2.26%. FDIC Certificate #25795.
Assets
$548M
Deposits
$495M
Loans
$260M
Equity
$49M
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