LOUISIANA NATIONAL BANK

RUSTON, LA | Small | Est. March 20, 1935, midnight | FDIC #15059 | RSSD #109659 | OCC
Latest Report: 2025-12-31

LOUISIANA NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in RUSTON, LA, established in March 20, 1935, midnight. As of 2025-12-31, the bank reported total assets of $480M and total deposits of $426M. Profitability stands at 2.22% ROA and 23.21% ROE, with a net interest margin of 6.20%. The bank's CET1 capital ratio is 9.42%. Asset quality metrics show a non-performing loan ratio of 1.07% and a Texas Ratio of 16.93%. FDIC Certificate #15059.

Assets

$480M

Deposits

$426M

Loans

$418M

Equity

$45M

Profitability

Return on Assets (ROA) 2.22%
Return on Equity (ROE) 23.21%
Net Interest Margin (NIM) 6.20%
Yield on Assets 8.14%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 1.07%
Net Charge-Off Ratio 0.10%
Texas Ratio 16.93%
NPA Ratio 1.76%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 9.42%
Tier 1 Capital 9.42%
Total Capital Ratio 9.89%
Leverage Ratio 9.79%
Loan-to-Deposit 98.11%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required