BanksBANCO DO BRASIL AMERICAS

BANCO DO BRASIL AMERICAS

MIAMI, FLLargeEst. July 24, 1986, midnightFDIC #26725RSSD #110936FDIC
Latest · 2025-12-31

BANCO DO BRASIL AMERICAS is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in July 24, 1986, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.8B. Profitability stands at 1.55% ROA and 14.28% ROE, with a net interest margin of 4.20%. CET1 capital ratio: 23.59%, well above regulatory minimums. NPL ratio: 0.76% · Texas Ratio: 4.04%. Operates 4 domestic branches.

Assets
$3.2B
Deposits
$2.8B
Loans
$2.0B
Equity
$354M

Profitability

Return on Assets (ROA)1.55%
Return on Equity (ROE)14.28%
Net Interest Margin4.20%
Yield on Assets6.05%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.76%
Net Charge-Off Ratio0.01%
Texas Ratio4.04%
NPA Ratio0.48%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio23.59%
Tier 1 Capital23.59%
Total Capital Ratio24.85%
Leverage Ratio11.01%
Loan-to-Deposit70.09%

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