UNITED SOUTHERN BANK is asn small FDIC-insured commercial bank headquartered in HOPKINSVILLE, KY, established in June 22, 1922, midnight. As of 2025-12-31, the bank reported total assets of $352M and total deposits of $302M. Profitability stands at 1.43% ROA and 12.61% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 11.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.95%. FDIC Certificate #9309.
Assets
$352M
Deposits
$302M
Loans
$276M
Equity
$40M
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