FIRST FEDERAL SAVINGS BANK OF WASHINGTON

WASHINGTON, IN | Micro | Est. Jan. 1, 1895, midnight | FDIC #29710 | RSSD #110972 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS BANK OF WASHINGTON is amn micro FDIC-insured commercial bank headquartered in WASHINGTON, IN, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $76M. Profitability stands at 0.36% ROA and 3.53% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 9.96%. Asset quality metrics show a non-performing loan ratio of 2.24% and a Texas Ratio of 15.79%. FDIC Certificate #29710.

Assets

$95M

Deposits

$76M

Loans

$73M

Equity

$10M

Profitability

Return on Assets (ROA) 0.36%
Return on Equity (ROE) 3.53%
Net Interest Margin (NIM) 3.46%
Yield on Assets 5.62%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 2.24%
Net Charge-Off Ratio 0.01%
Texas Ratio 15.79%
NPA Ratio 1.71%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 9.96%
Tier 1 Capital 9.96%
Total Capital Ratio 10.46%
Leverage Ratio 10.39%
Loan-to-Deposit 95.42%

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