BANK OF LINDSAY

LINDSAY, NE | Small | Est. April 15, 1953, midnight | FDIC #19087 | RSSD #111157 | FDIC
Latest Report: 2025-12-31

BANK OF LINDSAY is asn small FDIC-insured commercial bank headquartered in LINDSAY, NE, established in April 15, 1953, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $71M. Profitability stands at 1.17% ROA and 12.61% ROE, with a net interest margin of 3.06%. The bank's CET1 capital ratio is 10.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19087.

Assets

$102M

Deposits

$71M

Loans

$81M

Equity

$9M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 12.61%
Net Interest Margin (NIM) 3.06%
Yield on Assets 5.83%
Cost of Funds 3.34%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 10.68%
Tier 1 Capital 10.68%
Total Capital Ratio 11.53%
Leverage Ratio 9.86%
Loan-to-Deposit 113.44%

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