BanksBANK OF LINDSAY

BANK OF LINDSAY

LINDSAY, NESmallEst. April 15, 1953, midnightFDIC #19087RSSD #111157FDIC
Latest · 2025-12-31

BANK OF LINDSAY is an FDIC-insured commercial bank headquartered in LINDSAY, NE, established in April 15, 1953, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $71M. Profitability stands at 1.17% ROA and 12.61% ROE, with a net interest margin of 3.06%. CET1 capital ratio: 10.68%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$102M
Deposits
$71M
Loans
$81M
Equity
$9M

Profitability

Return on Assets (ROA)1.17%
Return on Equity (ROE)12.61%
Net Interest Margin3.06%
Yield on Assets5.83%
Cost of Funds2.84%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio10.68%
Tier 1 Capital10.68%
Total Capital Ratio11.53%
Leverage Ratio9.86%
Loan-to-Deposit113.44%

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