LAKE-OSCEOLA STATE BANK is asn small FDIC-insured commercial bank headquartered in BALDWIN, MI, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $466M and total deposits of $394M. Profitability stands at 0.91% ROA and 8.65% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 18.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.14%. FDIC Certificate #8172.
Assets
$466M
Deposits
$394M
Loans
$258M
Equity
$49M
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