CAPITAL ONE, NATIONAL ASSOCIATION

MC LEAN, VA | National | Est. May 22, 1933, midnight | FDIC #4297 | RSSD #112837 | OCC
Latest Report: 2025-12-31

CAPITAL ONE, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in MC LEAN, VA, established in May 22, 1933, midnight. As of 2025-12-31, the bank reported total assets of $658.5B and total deposits of $504.8B. Profitability stands at 1.45% ROA and 9.70% ROE, with a net interest margin of 8.32%. The bank's CET1 capital ratio is 13.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 1.55%. FDIC Certificate #4297.

Assets

$658.5B

Deposits

$504.8B

Loans

$454.4B

Equity

$97.6B

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 9.70%
Net Interest Margin (NIM) 8.32%
Yield on Assets 11.06%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 2.88%
Texas Ratio 1.55%
NPA Ratio 0.28%
ACL / Loans 5.15%

Capital & Liquidity

CET1 Ratio 13.44%
Tier 1 Capital 13.44%
Total Capital Ratio 15.12%
Leverage Ratio 10.90%
Loan-to-Deposit 90.02%

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