BanksCAPITAL ONE, NATIONAL ASSOCIATION

CAPITAL ONE, NATIONAL ASSOCIATION

MC LEAN, VANationalEst. May 22, 1933, midnightFDIC #4297RSSD #112837OCC
Latest · 2025-12-31

CAPITAL ONE, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MC LEAN, VA, established in May 22, 1933, midnight. As of 2025-12-31, the bank reported total assets of $658.5B and total deposits of $504.8B. Profitability stands at 1.45% ROA and 9.70% ROE, with a net interest margin of 8.32%. CET1 capital ratio: 13.44%, well above regulatory minimums. NPL ratio: 0.40% · Texas Ratio: 1.55%. Operates 261 domestic branches.

Assets
$658.5B
Deposits
$504.8B
Loans
$454.4B
Equity
$97.6B

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)9.70%
Net Interest Margin8.32%
Yield on Assets11.06%
Cost of Funds3.14%

Asset Quality

NPL Ratio0.40%
Net Charge-Off Ratio2.88%
Texas Ratio1.55%
NPA Ratio0.28%
ACL / Loans5.15%

Capital & Liquidity

CET1 Ratio13.44%
Tier 1 Capital13.44%
Total Capital Ratio15.12%
Leverage Ratio10.90%
Loan-to-Deposit90.02%

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