FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA

FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA is asn small FDIC-insured commercial bank headquartered in ELK CITY, OK, established in April 19, 1901, midnight. As of 2025-12-31, the bank reported total assets of $294M and total deposits of $264M. Profitability stands at 1.95% ROA and 20.89% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 9.46%. Asset quality metrics show a non-performing loan ratio of 1.53% and a Texas Ratio of 9.18%. FDIC Certificate #4086.