ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK

ABBEVILLE, LA | Micro | Est. Jan. 1, 1890, midnight | FDIC #30332 | RSSD #114774 | FDIC
Latest Report: 2025-12-31

ABBEVILLE BUILDING AND LOAN, A STATE CHARTERED SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in ABBEVILLE, LA, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $66M and total deposits of $45M. Profitability stands at 0.04% ROA and 0.14% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 40.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #30332.

Assets

$66M

Deposits

$45M

Loans

$44M

Equity

$20M

Profitability

Return on Assets (ROA) 0.04%
Return on Equity (ROE) 0.14%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.46%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 40.47%
Tier 1 Capital 40.47%
Total Capital Ratio 41.30%
Leverage Ratio 29.33%
Loan-to-Deposit 97.45%

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