ST. ANSGAR STATE BANK

SAINT ANSGAR, IA | Small | Est. March 28, 1891, midnight | FDIC #17259 | RSSD #115146 | FED
Latest Report: 2025-12-31

ST. ANSGAR STATE BANK is asn small FDIC-insured commercial bank headquartered in SAINT ANSGAR, IA, established in March 28, 1891, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $146M. Profitability stands at 0.72% ROA and 7.57% ROE, with a net interest margin of 2.90%. The bank's CET1 capital ratio is 9.42%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17259.

Assets

$189M

Deposits

$146M

Loans

$126M

Equity

$18M

Profitability

Return on Assets (ROA) 0.72%
Return on Equity (ROE) 7.57%
Net Interest Margin (NIM) 2.90%
Yield on Assets 5.16%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 9.42%
Tier 1 Capital 9.42%
Total Capital Ratio 9.89%
Leverage Ratio 9.51%
Loan-to-Deposit 86.03%

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