RVR BANK

FREMONT, NE | Medium | Est. July 30, 1956, midnight | FDIC #17639 | RSSD #1155 | FDIC
Latest Report: 2025-12-31

RVR BANK is amn medium FDIC-insured commercial bank headquartered in FREMONT, NE, established in July 30, 1956, midnight. As of 2025-12-31, the bank reported total assets of $557M and total deposits of $495M. Profitability stands at 1.52% ROA and 14.68% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 7.50%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.21%. FDIC Certificate #17639.

Assets

$557M

Deposits

$495M

Loans

$431M

Equity

$58M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 14.68%
Net Interest Margin (NIM) 4.47%
Yield on Assets 6.20%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.21%
NPA Ratio 0.02%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 7.50%
Tier 1 Capital 7.50%
Total Capital Ratio 7.88%
Leverage Ratio 9.55%
Loan-to-Deposit 86.95%

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