COASTAL HERITAGE BANK

WEYMOUTH, MA | Medium | Est. Jan. 1, 1889, midnight | FDIC #26591 | RSSD #115575 | FED
Latest Report: 2025-12-31

COASTAL HERITAGE BANK is amn medium FDIC-insured commercial bank headquartered in WEYMOUTH, MA, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $949M and total deposits of $760M. Profitability stands at 0.37% ROA and 3.37% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.11% and a Texas Ratio of 7.59%. FDIC Certificate #26591.

Assets

$949M

Deposits

$760M

Loans

$778M

Equity

$106M

Profitability

Return on Assets (ROA) 0.37%
Return on Equity (ROE) 3.37%
Net Interest Margin (NIM) 2.97%
Yield on Assets 4.96%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 1.11%
Net Charge-Off Ratio 0.00%
Texas Ratio 7.59%
NPA Ratio 0.91%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.88%
Tier 1 Capital 10.88%
Total Capital Ratio 11.43%
Leverage Ratio 11.49%
Loan-to-Deposit 102.46%

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