CITIZENS BANK AND TRUST, INC. is asn small FDIC-insured commercial bank headquartered in TRENTON, GA, established in Jan. 18, 1988, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $114M. Profitability stands at 1.77% ROA and 15.34% ROE, with a net interest margin of 5.66%. The bank's CET1 capital ratio is 22.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.15%. FDIC Certificate #27153.
Assets
$130M
Deposits
$114M
Loans
$82M
Equity
$15M
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