STATE BANK OF COLD SPRING is an FDIC-insured commercial bank headquartered in COLD SPRING, MN, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $72M. Profitability stands at 0.84% ROA and 9.05% ROE, with a net interest margin of 3.46%. CET1 capital ratio: 20.72%, well above regulatory minimums. NPL ratio: 2.61% · Texas Ratio: 14.54%. Operates 1 domestic branch.
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