FIRST NATIONAL BANK OF CLARKSDALE

CLARKSDALE, MS | Small | Est. April 1, 1964, midnight | FDIC #19070 | RSSD #11640 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF CLARKSDALE is asn small FDIC-insured commercial bank headquartered in CLARKSDALE, MS, established in April 1, 1964, midnight. As of 2025-12-31, the bank reported total assets of $393M and total deposits of $351M. Profitability stands at 0.86% ROA and 8.21% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 10.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 3.79%. FDIC Certificate #19070.

Assets

$393M

Deposits

$351M

Loans

$249M

Equity

$39M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 8.21%
Net Interest Margin (NIM) 3.39%
Yield on Assets 5.34%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.79%
NPA Ratio 0.40%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.00%
Tier 1 Capital 10.00%
Total Capital Ratio 10.50%
Leverage Ratio 12.56%
Loan-to-Deposit 70.90%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required