OLD GLORY BANK

ELMORE CITY, OK | Small | Est. Jan. 1, 1903, midnight | FDIC #18924 | RSSD #116554 | FDIC
Latest Report: 2025-12-31

OLD GLORY BANK is asn small FDIC-insured commercial bank headquartered in ELMORE CITY, OK, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $257M and total deposits of $247M. Profitability stands at -3.02% ROA and -76.13% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 18.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.67% and a Texas Ratio of 4.99%. FDIC Certificate #18924.

Assets

$257M

Deposits

$247M

Loans

$18M

Equity

$10M

Profitability

Return on Assets (ROA) -3.02%
Return on Equity (ROE) -76.13%
Net Interest Margin (NIM) 4.24%
Yield on Assets 5.12%
Cost of Funds 0.85%

Asset Quality

NPL Ratio 2.67%
Net Charge-Off Ratio 1.31%
Texas Ratio 4.99%
NPA Ratio 0.19%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 18.34%
Tier 1 Capital 18.34%
Total Capital Ratio 18.76%
Leverage Ratio 4.17%
Loan-to-Deposit 7.41%

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