AMERASIA BANK

FLUSHING, NY | Medium | Est. June 20, 1988, midnight | FDIC #27267 | RSSD #1169650 | FDIC
Latest Report: 2025-12-31

AMERASIA BANK is amn medium FDIC-insured commercial bank headquartered in FLUSHING, NY, established in June 20, 1988, midnight. As of 2025-12-31, the bank reported total assets of $1000M and total deposits of $832M. Profitability stands at 1.35% ROA and 8.77% ROE, with a net interest margin of 4.73%. The bank's CET1 capital ratio is 19.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 3.65%. FDIC Certificate #27267.

Assets

$1000M

Deposits

$832M

Loans

$744M

Equity

$152M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 8.77%
Net Interest Margin (NIM) 4.73%
Yield on Assets 7.22%
Cost of Funds 2.74%

Asset Quality

NPL Ratio 0.78%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.65%
NPA Ratio 0.58%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 19.41%
Tier 1 Capital 19.41%
Total Capital Ratio 20.29%
Leverage Ratio 15.41%
Loan-to-Deposit 89.40%

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