BANKFIRST

NORFOLK, NE | Large | Est. Feb. 9, 1970, midnight | FDIC #20130 | RSSD #117458 | FDIC
Latest Report: 2025-12-31

BANKFIRST is aln large FDIC-insured commercial bank headquartered in NORFOLK, NE, established in Feb. 9, 1970, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $739M. Profitability stands at 2.54% ROA and 16.79% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 18.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.42% and a Texas Ratio of 5.38%. FDIC Certificate #20130.

Assets

$1.2B

Deposits

$739M

Loans

$739M

Equity

$185M

Profitability

Return on Assets (ROA) 2.54%
Return on Equity (ROE) 16.79%
Net Interest Margin (NIM) 4.56%
Yield on Assets 7.13%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 1.42%
Net Charge-Off Ratio 0.60%
Texas Ratio 5.38%
NPA Ratio 0.87%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 18.59%
Tier 1 Capital 18.59%
Total Capital Ratio 19.73%
Leverage Ratio 14.67%
Loan-to-Deposit 99.90%

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