SOUTHERN BANK COMPANY, THE

SOUTHERN BANK COMPANY, THE is asn small FDIC-insured commercial bank headquartered in GADSDEN, AL, established in June 1, 1936, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $103M. Profitability stands at 1.15% ROA and 8.80% ROE, with a net interest margin of 7.98%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.15% and a Texas Ratio of 10.17%. FDIC Certificate #29731.