SECURITY BANK AND TRUST COMPANY

PARIS, TN | Large | Est. Jan. 1, 1905, midnight | FDIC #9172 | RSSD #118156 | FDIC
Latest Report: 2025-12-31

SECURITY BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in PARIS, TN, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 1.21% ROA and 10.64% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 14.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.15%. FDIC Certificate #9172.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.1B

Equity

$176M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 10.64%
Net Interest Margin (NIM) 3.60%
Yield on Assets 6.03%
Cost of Funds 2.78%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.15%
NPA Ratio 0.02%
ACL / Loans 0.30%

Capital & Liquidity

CET1 Ratio 14.73%
Tier 1 Capital 14.73%
Total Capital Ratio 15.01%
Leverage Ratio 11.43%
Loan-to-Deposit 82.27%

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