FIRST COMMUNITY BANK OF TENNESSEE

SHELBYVILLE, TN | Medium | Est. April 1, 1988, midnight | FDIC #27211 | RSSD #1188772 | FDIC
Latest Report: 2025-12-31

FIRST COMMUNITY BANK OF TENNESSEE is amn medium FDIC-insured commercial bank headquartered in SHELBYVILLE, TN, established in April 1, 1988, midnight. As of 2025-12-31, the bank reported total assets of $835M and total deposits of $640M. Profitability stands at 0.75% ROA and 6.96% ROE, with a net interest margin of 5.27%. The bank's CET1 capital ratio is 15.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 7.27%. FDIC Certificate #27211.

Assets

$835M

Deposits

$640M

Loans

$648M

Equity

$89M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 6.96%
Net Interest Margin (NIM) 5.27%
Yield on Assets 8.30%
Cost of Funds 3.22%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.00%
Texas Ratio 7.27%
NPA Ratio 0.81%
ACL / Loans 0.57%

Capital & Liquidity

CET1 Ratio 15.77%
Tier 1 Capital 15.77%
Total Capital Ratio 16.48%
Leverage Ratio 11.55%
Loan-to-Deposit 101.23%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required