PEOPLES INDEPENDENT BANK is asn small FDIC-insured commercial bank headquartered in BOAZ, AL, established in May 2, 1988, midnight. As of 2025-12-31, the bank reported total assets of $477M and total deposits of $432M. Profitability stands at 1.70% ROA and 20.14% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 15.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.63%. FDIC Certificate #27233.
Assets
$477M
Deposits
$432M
Loans
$198M
Equity
$41M
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