ENTERPRISE BANK & TRUST

CLAYTON, MO | Regional | Est. May 9, 1988, midnight | FDIC #27237 | RSSD #1190476 | FDIC
Latest Report: 2025-12-31

ENTERPRISE BANK & TRUST is arn regional FDIC-insured commercial bank headquartered in CLAYTON, MO, established in May 9, 1988, midnight. As of 2025-12-31, the bank reported total assets of $17.3B and total deposits of $14.8B. Profitability stands at 1.28% ROA and 10.89% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 11.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.93% and a Texas Ratio of 8.93%. FDIC Certificate #27237.

Assets

$17.3B

Deposits

$14.8B

Loans

$11.8B

Equity

$2.0B

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 10.89%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.00%
Cost of Funds 3.94%

Asset Quality

NPL Ratio 0.93%
Net Charge-Off Ratio 0.21%
Texas Ratio 8.93%
NPA Ratio 1.11%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 11.94%
Tier 1 Capital 11.94%
Total Capital Ratio 12.99%
Leverage Ratio 9.72%
Loan-to-Deposit 79.93%

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