WAYCROSS BANK & TRUST is asn small FDIC-insured commercial bank headquartered in WAYCROSS, GA, established in June 1, 1988, midnight. As of 2025-12-31, the bank reported total assets of $241M and total deposits of $216M. Profitability stands at 1.26% ROA and 15.24% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 19.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.40%. FDIC Certificate #27254.
Assets
$241M
Deposits
$216M
Loans
$132M
Equity
$20M
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