CAPE & COAST BANK

YARMOUTH PORT, MA | Large | Est. Jan. 1, 1921, midnight | FDIC #26517 | RSSD #119779 | FDIC
Latest Report: 2025-12-31

CAPE & COAST BANK is aln large FDIC-insured commercial bank headquartered in YARMOUTH PORT, MA, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.3B. Profitability stands at 0.56% ROA and 5.97% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 9.39%. Asset quality metrics show a non-performing loan ratio of 1.07% and a Texas Ratio of 9.28%. FDIC Certificate #26517.

Assets

$1.7B

Deposits

$1.3B

Loans

$1.5B

Equity

$158M

Profitability

Return on Assets (ROA) 0.56%
Return on Equity (ROE) 5.97%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.17%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 1.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 9.28%
NPA Ratio 0.93%
ACL / Loans 0.67%

Capital & Liquidity

CET1 Ratio 9.39%
Tier 1 Capital 9.39%
Total Capital Ratio 9.86%
Leverage Ratio 9.53%
Loan-to-Deposit 109.00%

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