FIRST SEACOAST BANK

DOVER, NH | Medium | Est. Jan. 1, 1890, midnight | FDIC #29744 | RSSD #119872 | OCC
Latest Report: 2025-12-31

FIRST SEACOAST BANK is amn medium FDIC-insured commercial bank headquartered in DOVER, NH, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $600M and total deposits of $489M. Profitability stands at -0.06% ROA and -0.74% ROE, with a net interest margin of 2.64%. The bank's CET1 capital ratio is 14.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.95%. FDIC Certificate #29744.

Assets

$600M

Deposits

$489M

Loans

$420M

Equity

$47M

Profitability

Return on Assets (ROA) -0.06%
Return on Equity (ROE) -0.74%
Net Interest Margin (NIM) 2.64%
Yield on Assets 5.02%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.95%
NPA Ratio 0.08%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 14.56%
Tier 1 Capital 14.56%
Total Capital Ratio 15.60%
Leverage Ratio 8.41%
Loan-to-Deposit 85.90%

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