STATE BANK OF CHILTON

CHILTON, WI | Medium | Est. April 19, 1891, midnight | FDIC #12331 | RSSD #120542 | FDIC
Latest Report: 2025-12-31

STATE BANK OF CHILTON is amn medium FDIC-insured commercial bank headquartered in CHILTON, WI, established in April 19, 1891, midnight. As of 2025-12-31, the bank reported total assets of $506M and total deposits of $423M. Profitability stands at 2.19% ROA and 17.81% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 12.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.56%. FDIC Certificate #12331.

Assets

$506M

Deposits

$423M

Loans

$401M

Equity

$62M

Profitability

Return on Assets (ROA) 2.19%
Return on Equity (ROE) 17.81%
Net Interest Margin (NIM) 4.72%
Yield on Assets 6.62%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio -0.03%
Texas Ratio 1.56%
NPA Ratio 0.21%
ACL / Loans 1.73%

Capital & Liquidity

CET1 Ratio 12.35%
Tier 1 Capital 12.35%
Total Capital Ratio 12.96%
Leverage Ratio 12.50%
Loan-to-Deposit 94.81%

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