THOMASTON SAVINGS BANK

THOMASTON, CT | Large | Est. Oct. 1, 1874, midnight | FDIC #18258 | RSSD #120609 | FDIC
Latest Report: 2025-12-31

THOMASTON SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in THOMASTON, CT, established in Oct. 1, 1874, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.7B. Profitability stands at 0.92% ROA and 10.33% ROE, with a net interest margin of 3.35%. The bank's CET1 capital ratio is 9.00%. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 5.02%. FDIC Certificate #18258.

Assets

$1.9B

Deposits

$1.7B

Loans

$1.4B

Equity

$172M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 10.33%
Net Interest Margin (NIM) 3.35%
Yield on Assets 5.09%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.02%
NPA Ratio 0.49%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 9.00%
Tier 1 Capital 9.00%
Total Capital Ratio 9.45%
Leverage Ratio 10.24%
Loan-to-Deposit 85.43%

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