SYNCHRONY BANK is ann national FDIC-insured commercial bank headquartered in DRAPER, UT, established in Aug. 1, 1988, midnight. As of 2025-12-31, the bank reported total assets of $112.1B and total deposits of $83.4B. Profitability stands at 2.54% ROA and 19.33% ROE, with a net interest margin of 13.86%. The bank's CET1 capital ratio is 13.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.12%. FDIC Certificate #27314.
Assets
$112.1B
Deposits
$83.4B
Loans
$100.0B
Equity
$14.6B
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