SYNCHRONY BANK is an FDIC-insured commercial bank headquartered in DRAPER, UT, established in Aug. 1, 1988, midnight. As of 2025-12-31, the bank reported total assets of $112.1B and total deposits of $83.4B. Profitability stands at 2.54% ROA and 19.33% ROE, with a net interest margin of 13.86%. CET1 capital ratio: 13.70%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.12%. Operates 2 domestic branches.
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