BANKPLUS

BELZONI, MS | Large | Est. Jan. 1, 1909, midnight | FDIC #5903 | RSSD #121642 | FDIC
Latest Report: 2025-12-31

BANKPLUS is aln large FDIC-insured commercial bank headquartered in BELZONI, MS, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $8.1B and total deposits of $7.0B. Profitability stands at 1.14% ROA and 9.96% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 9.95%. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 2.96%. FDIC Certificate #5903.

Assets

$8.1B

Deposits

$7.0B

Loans

$6.3B

Equity

$922M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 9.96%
Net Interest Margin (NIM) 3.99%
Yield on Assets 6.04%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.09%
Texas Ratio 2.96%
NPA Ratio 0.36%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 9.95%
Tier 1 Capital 9.95%
Total Capital Ratio 10.44%
Leverage Ratio 10.91%
Loan-to-Deposit 89.91%

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