COMMUNITY STATE BANK OF ORBISONIA

ORBISONIA, PA | Small | Est. Jan. 11, 1951, midnight | FDIC #16976 | RSSD #121914 | FDIC
Latest Report: 2025-12-31

COMMUNITY STATE BANK OF ORBISONIA is asn small FDIC-insured commercial bank headquartered in ORBISONIA, PA, established in Jan. 11, 1951, midnight. As of 2025-12-31, the bank reported total assets of $459M and total deposits of $411M. Profitability stands at 0.48% ROA and 5.03% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 8.94%. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 3.24%. FDIC Certificate #16976.

Assets

$459M

Deposits

$411M

Loans

$352M

Equity

$44M

Profitability

Return on Assets (ROA) 0.48%
Return on Equity (ROE) 5.03%
Net Interest Margin (NIM) 4.07%
Yield on Assets 5.34%
Cost of Funds 1.31%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.24%
NPA Ratio 0.33%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 8.94%
Tier 1 Capital 8.94%
Total Capital Ratio 9.38%
Leverage Ratio 10.14%
Loan-to-Deposit 85.67%

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