JACKSON PARISH BANK

JONESBORO, LA | Micro | Est. Jan. 1, 1904, midnight | FDIC #8799 | RSSD #122153 | FDIC
Latest Report: 2025-12-31

JACKSON PARISH BANK is amn micro FDIC-insured commercial bank headquartered in JONESBORO, LA, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $66M. Profitability stands at 0.31% ROA and 1.78% ROE, with a net interest margin of 4.12%. The bank's CET1 capital ratio is 15.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #8799. The institution operates 1 domestic branch.

Assets

$78M

Deposits

$66M

Loans

$32M

Equity

$12M

Profitability

Return on Assets (ROA) 0.31%
Return on Equity (ROE) 1.78%
Net Interest Margin (NIM) 4.12%
Yield on Assets 4.71%
Cost of Funds 0.76%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.01%
NPA Ratio 0.00%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 15.64%
Tier 1 Capital 15.64%
Total Capital Ratio 16.42%
Leverage Ratio 21.40%
Loan-to-Deposit 48.75%

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